Loading shell…
OtherExpires Dec 31, 2026

US bank failure by December 31?

Probability

75¢

1h

+0.0pp

24h

+4.0pp

24h Vol

$0.00

Liquidity

$3.2K

Probability (last 7 days)

-3.5pp 7d
Apr 18, 2026, 15:00Apr 25, 2026, 13:11
updated 0s ago·src:Polymarket CLOB

Why did it move?

Structured · 3 factors
  1. 1

    Up 4pp over 24h

    Now 75¢; flat in the last hour.

  2. 2

    Resolution-risk signal firing

    Expires in 5993h with open resolution ambiguity.

  3. 3

    Wide spread — 9.0¢

    Bid-ask spread is wide enough that intraday moves overstate any tradeable edge. Most of the headline pp move would be eaten by spread on a market order.

What to track next

  • Verify the resolution source on this page — exchange feed, official release, news consensus — before treating any move as new information.

Verification actions only — never trade recommendations.

Each factor is grounded in a single named metric you can verify on this page — probability, volume, liquidity, signal, resolution state. No predictions, no prose hallucinations.

AI prose summary

 

Prose narration of the same metrics shown in the structured breakdown above. Cites only the market data on this page — no news, no predictions. Use the structured factors as the canonical answer; this is here for readability.

Timeline — news, trades, signals, price moves

AllTradesSignalsPrice
  • 0s agoResolve

    Market resolves in 5992.8h

    LOW
  • 13:11Signal

    Signal · Resolution risk

    Expires in 5993h with open resolution ambiguity.

    LOW
  • 20:00Price

    Probability down -3.5pp

    to 73¢

    MEDIUM
  • 18:00Price

    Probability down -4.0pp

    to 72¢

    MEDIUM
  • 17:00Price

    Probability down -4.0pp

    to 72¢

    MEDIUM
  • 16:00Price

    Probability down -4.0pp

    to 72¢

    MEDIUM
  • 14:00Price

    Probability down -4.5pp

    to 71¢

    MEDIUM
  • 1d agoPrice

    Probability down -5.0pp

    to 71¢

    MEDIUM
  • 1d agoPrice

    Probability down -4.0pp

    to 72¢

    MEDIUM
  • 1d agoPrice

    Probability down -4.5pp

    to 71¢

    MEDIUM
  • 1d agoPrice

    Probability down -5.5pp

    to 70¢

    MEDIUM
  • 1d agoPrice

    Probability up 3.5pp

    to 75¢

    MEDIUM
  • 1d agoPrice

    Probability up 3.5pp

    to 75¢

    MEDIUM
  • 1d agoPrice

    Probability up 4.0pp

    to 75¢

    MEDIUM
  • 2d agoPrice

    Probability up 3.0pp

    to 75¢

    MEDIUM
  • 2d agoPrice

    Probability up 3.0pp

    to 75¢

    MEDIUM
  • 2d agoPrice

    Probability up 7.0pp

    to 75¢

    MEDIUM
  • 2d agoPrice

    Probability up 4.0pp

    to 75¢

    MEDIUM
  • 2d agoPrice

    Probability down -3.0pp

    to 75¢

    MEDIUM
updated 0s ago·src:Polymarket CLOB·Polymarket Data

Active signals

Recent Trades

No recent trades visible from the Data API for this market.

updated 0s ago·src:Polymarket Data

Market Description

This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No." For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.

Resolution & Risk

LOW risk
End date
Dec 31, 2026
UMA status
n/a
Resolution source
Not specified in metadata
Market type
Binary
  • Wide spread (9.0¢) — liquidity risk on entry/exit.
Read full market rules on Polymarket

Alerts

¢
Deliver

In-app banners work now. Email / Telegram / Discord delivery lands when the backend alert dispatcher ships (needs RESEND_API_KEY + per-user webhook storage).